RRSP Loans

*RRSP loans, and lines of credit with rates as low as prime, provide an opportunity for owners to maximize their RRSP contribution and to take advantage of maximum tax benefits today while providing for their future retirement.

Take advantage of unused carry-forward amounts or maximize your yearly contributions by borrowing and taking up to 10 years to repay. Any tax refund can be used to pay down your loan or line of credit  balance.


  • Terms from 1 to 10 years
  • Minimum payments apply

*Loan is due in full if transfer or redemption of RRSP is requested.